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Davis Hsu
Davis Hsu
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  • Redmond, WA
  • United States
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Prices Are Stabilizing in King County

Prices Stabilizing in King County since Spring 2009 (Including Sept 2009 data)See More
Blog post by Davis Hsu Oct 17, 2009
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Afordability Graph

Photo posted by Davis Hsu Sep 4, 2009
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Mercer Island Sales Prices Last List Price

Photo posted by Davis Hsu Sep 2, 2009
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Blog posts by Davis Hsu Sep 2, 2009
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How Much % Off Can You Get in Mercer Island??

Average discount is 12.8% off original list price, 6.1% off the last list price, 146 Days on Market. Find Discounted Homes in Mercer Island Here: http://www.searchmvt.com/page/search-begins-set-up-listing
A photo by Davis Hsu was featured Sep 2, 2009
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Mercer Island Sales Prices 500-700

Photo posted by Davis Hsu Sep 2, 2009
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Sammamish Pricing Graph

Photo posted by Davis Hsu Sep 1, 2009
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Blog posts by Davis Hsu Aug 27, 2009
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The Generational Age Curve Will Have Huge Effects on Business and Markets.

A few weeks ago I read the book “The Age Curve” by Kenneth Gronbach. The book has a very simple premise- that demographic numbers (or the size of each successive generation) holds the key to marketing and your future business success.The author breaks up today’s United States into 5 generations (each 20 years in duration) starting in 1905 (The GI Generation)- Followed by the Silent Generation (1925-1945)- Baby Boomers (1945-1965)- Generation X (1965-1985) and then the large Generation Y or Echo…See More
Blog post by Davis Hsu Aug 6, 2009
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Two Thoughts for Buyers Going Directly to a Listing Agent

There is a thought floating around that says-Buyers should skip using a Buyer’s real estate agent and go directly to the Listing Agent (Seller’s Agent) if they want to buy a specific house.The logic behind the thought is that the buyer will get a better price because the seller will discount the house an additional 3% because they don’t have to pay two agents and instead only have to pay one (the Listing Agent).Here are two things to think about when employing this particular tactic-1) Legally,…See More
Blog post by Davis Hsu Jul 30, 2009
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Short Sale Vs. Foreclosure (Part 2 of 4)

Future Loans (Any Lender)FORECLOSUREOn any future 1003 application, a prospective borrower will have to answer YES on the standard 1003 that asks “Have you had a property foreclosed upon or given title or deed in lieu thereof in the last 7 years?” This will affect future rates.SHORT SALEThere is no similar declaration or question regarding a short sale at this point.Know Your Options & The Hidden Consequences of Foreclosure…See More
Blog post by Davis Hsu Jul 27, 2009
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Short Sale Vs. Foreclosure (Part 1 of 4)

SHORT SALE CONSEQUENCES VS. FORECLOSUREIt’s no secret that many borrowers are underwater in their primary residences and investment properties. More often than not the investment properties are in a negative cash-flow situation and homeowners feel stuck in their primary residence knowing that it will take years to get “right-side up” in their house.This article will be a four part series examining the consequences of a short sale versus a foreclosure and is designed to answer common questions…See More
Blog post by Davis Hsu Jul 25, 2009
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Davis Hsu is now a member of Real Estate Search Movement Jun 24, 2009

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Davis Hsu's Blog

Davis Hsu

Prices Are Stabilizing in King County

Prices Stabilizing in King County since Spring 2009 (Including Sept 2009 data)…



Continue

Posted on October 5, 2009 at 5:30pm

Davis Hsu

What Kind of Deal Can you Expect to get in Mercer Island for 500-700K?



This is everything on Mercer Island that actually SOLD, nothing excluded in June/July/August in the $500-700k range. 14 houses total.



There is a downward slant correlating days on market and discount from the last list price- and three deals below 90%. One at full price and one above full price (probably rolled in closing costs of 3%).



The average days on market is 146 days, the average discount off of the Last List… Continue

Posted on September 15, 2009 at 5:30pm

Davis Hsu

WHAT TO EXPECT AS A BUYER OR SELLER ON THE SAMMAMISH PLATEAU (Summer 2009)

I examined all the 55 Closed Sales in the Sammamish Plateau (MLS Area 540) for the month of July 2009. For the sake of this analysis I zeroed in on the $300-500k market segment and threw out one sale that was on the market for almost three years.



I thought the results were informative for both buyers and sellers in terms of setting expectations. First of all, the average discount off of the last list price was ONLY 3%. As you can see from the chart below- the trendline shows that the… Continue

Posted on September 1, 2009 at 1:30pm

Davis Hsu

Short Sale Vs. Foreclosure Part 3 of 4

A short sale has many benefits vs. a foreclosure. Some of these are highlighted below. President Obama and his team are pushing banks to approve short sales this year to stem the tide of foreclosures.



FORECLOSURE



Credit Score



Score may be lowered anywhere from 250 to over 300 points. Typically will affect scores for over 3 years.



Credit History



Foreclosure will remain as public record on your credit history for 10 years… Continue

Posted on August 27, 2009 at 9:00am

Davis Hsu

Employment Impacts of a Foreclosure

Keeping your credit strong is important not just for future purchases of homes, automobiles and other consumer items. It also may have impacts on your current and future employment.



Employment Impacts of a Foreclosure-



Security Clearances



Outside a conviction for a serious misdemeanor or felony, a foreclosure can be one of the most challenging issues against a security clearance. If a client has a foreclosure and is a police officer, in the… Continue

Posted on August 21, 2009 at 9:00am

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